General Payment Terms
Reservation
You pay a non-refundable deposit of 1.5% of the purchase price of the house to reserve it.
This deposit is payable on acceptance of your completed application forms. We would hold the property for you for a period of 3 months. After the period, we reserve the right to cancel your reservation unless we hear from you prior to the end of the period.

Mortgage
We provide you with all documentation required to facilitate and also assist you with your mortgage application to institutions in Ghana who provide mortgage facilities.

Generally, loans are a percentage of the value of the property and applicants will be required to make a minimum down payment. See links for the information on some of the mortgage providers.

Mortgage Downpayment Instalment

As a variation of the above, we offer you the opportunity to accumulate the mortgage down payment over a maximum period of 18 months, at the current price.  This offer is available until December 2006.

Direct Purchase by monthly instalment plan
We offer you a facility to pay for the property by direct monthly instalment over a maximum period of 5 years at a small interest rate to reflect the length of the instalment plan chosen and the uncertainty of prices on the Ghanaian market. You shall be informed of the total cost for the chosen instalment period when we accept your application.

Direct Staged Payment
1. 30% deposit (payable within a week of acceptance, less the non-refundable deposit).
2. 30% at roofing (payable within a week of notice of roofing).
3. 30% on completion (payable within a week of notice of completion).
4. 10% on handing over (payable on or before date of handing over).

Outright Purchase
We offer outright purchase of properties.